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Looking for Insurance for your franchised dealership or auto service center?
Our programs are marketed exclusively through appointed independent agents and brokers. We cannot receive submissions or requests for quote directly from the insured business. To receive a quote from us for your business, you must first contact a local independent agent who will work with us to provide you the most comprehensive coverage and best customer service available in the industry. To find an agent in your area authorized to submit business to us, please click here.
Our programs also have minimum annual premium to insure quality coverage and customer service. The below information is provided to give you details about our two programs specially designed for the automotive garage industry:
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Car-Pac Insurance Program (minimum annual premium of $50,000) The most comprehensive program designed specifically for the needs of:
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AutoServiceGuard (minimum annual premium of $5,000) The most comprehensive program designed specifically for the needs of:
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A Special Insurance Program Designed Exclusively for Franchised Auto, Truck and RV Dealers.
Program Highlights:
- Complete insurance protection
- Special coverages
- Monthly reports and payments
- Independent agency/brokerage representation
- Claims service from a recognized third party administrator (TPA)
- Loss Control performed by loss control consultants at no charge
- Financially strong companies
- Reduced costs
- Professional service
We are proud to tell you about the newly revised "Car-Pac Program" in combination with member companies of American International Group (AIG), along with others. All AIG member companies are A.M. Best rated "A+ Superior".
The "Car-Pac Program" is a special niche Commercial Insurance Program designed around the specific needs of the Franchised Auto and/or Truck or RV Dealer account and provides all property and casualty coverages normally required by the typical dealer account, medium sized and large except for Workers Compensation insurance.
What can Car-Pac do for your dealership?
- Combines the protection of more than a dozen policies into one simple program.
- Allows all insurance to fluctuate with the requirements of the business.
- Provides more coverage against more causes of loss than any combination of the standard individual policies.
- Permits convenient monthly premium payments without finance charge or rate surcharge.
- Facilitates loss adjustment - one program; one agent.
- Reduces to a minimum the pre-paid insurance premium.
- Variable reporting plan permits the insured to "pay as you go" minimizing inconvenient close outs (audits) at end of policy term.
- Allows you to do business with your professional independent insurance agent/broker for much better customer service.
- Provides fast, sympathetic claims service from a recognized claims third party administrator.
- Provides hands-on loss control services with no cost to you.
Availability, Eligibility and Minimum Requirements:
The "Car-Pac Program" is available in all states except Massachusetts and Hawaii for new Auto, Truck and RV Dealers. The minimum account premium is $50,000.
Non-eligible Businesses:
Used car dealers are not eligible for this program unless this business activity is part of a new auto dealership. Motorcycle and ATV (All Terrain Vehicle) dealers are not eligible for this program. We do not provide any Workers Compensation insurance.
Get a Quote:
Our programs are marketed exclusively through appointed independent agents and brokers. We cannot receive submissions or requests for quote directly from the insured business. To receive a quote from us for your business, you must first contact a local independent agent who will work with us to provide you the most comprehensive coverage and best customer service available in the industry. To find an agent in your area authorized to submit business to us, please click here.
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A Special Insurance Program Designed Exclusively for Auto Service Related Business
Program Highlights:
- Complete insurance protection
- Special coverage available
- Independent agency/brokerage representative
- Claims service from a recognized third party administrator (TPA)
- Financially strong company
- Reduced costs
- Professional services
The "AutoServiceGuard" is a special niche Commercial Insurance Program designed around the specific needs of the "after sale" automotive insurance industry and provides all property and casualty coverages normally required by the typical account. We, however, do not offer Workers Compensation insurance.
Availability, Eligibility and Minimum Requirements:
The "AutoServiceGuard" is available in all states except Massachusetts and Hawaii. The minimum account premium is $5,000.
The "AutoServiceGuard" is available for the following classes of business:
- Automobile Service Stations
- Auto Repair
- Auto parts stores: wholesale or retail
- Tire stores - excluding products coverage for tire recapping
- Self Service Gas Stations with Mini-Mart
- Auto air conditioning shops
- Auto mechanical repair
- Body and fender repair
- Auto glass installation and repair
- Muffler installation
- Quick change lube shops
- Trailer repair - boat and/or utility
- Auto paint and/or upholstery shops
- Transmission shops
- Truck repair
- Auto beauty shops
Non-eligible Businesses:
The following classes or risks are not eligible for this program. This is a representative list and not all inclusive:
- Auto sales - new or used (see our "Car Pac Program")
- Auto towing/wrecker operations, including storage (see Commercial Auto Section)
- Boat repair
- Free standing car washes
- Motorcycle and ATV repair
- Auto rental and/or leasing
- Used auto parts stores or yards
- Salvage yards
- Impound storage lots
- Auto valet service
- We do not provide Workers Compensation insurance.
Get a Quote:
Our programs are marketed exclusively through appointed independent agents and brokers. We cannot receive submissions or requests for quote directly from the insured business. To receive a quote from us for your business, you must first contact a local independent agent who will work with us to provide you the most comprehensive coverage and best customer service available in the industry. To find an agent in your area authorized to submit business to us, please click here.
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Back To Top
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Find an Agent Now
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